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Bihar

Pradhan Mantri Awas Yojana Rural

  • 07 Mar 2025
  • 3 min read

Why in News? 

Recently, the Chief Minister of Bihar transferred assistance amount of Rs 1,200 crore as the first installment for three lakh families under  Pradhan Mantri Awas Yojana-Gramin . 

 Key Points 

  • The beneficiaries will be given another 80 thousand rupees in the form of second and third installments in the next hundred days.  
  • Apart from this, Rs 22,050 will be provided as unskilled labour for 90 days through MNREGA and Rs 12,000 will be provided for toilet construction under Lohia Swachh Bihar Abhiyan . 

Pradhan Mantri Awas Yojana – Gramin (PMAY-G) 

  • Launch: To achieve the objective of “Housing for All” by the year 2022 , the erstwhile rural housing scheme Indira Awas Yojana (IAY) was restructured into Pradhan Mantri Awas Yojana-Gramin (PMAY-G) as a Centrally Sponsored Scheme from 1 April 2016 . 
  • Ministry Involved: Ministry of Rural Development. 
  • Status: States/UTs have sanctioned 2.85 crore houses to the beneficiaries and 2.22 crore houses have been completed till March 2023. 
  • Objective: To provide pucca houses with basic amenities to all the rural families who are homeless or living in kutcha or dilapidated houses by the end of March 2022. 
    • To provide assistance to rural people living below the poverty line (BPL) in the form of full grants for construction of housing units and upgradation of existing unusable kutcha houses. 
  • Beneficiaries: Scheduled Castes / Scheduled Tribes , freed bonded labourers and persons belonging to non-SC/ST categories, widows or next of kin of defence personnel killed in war, ex-servicemen and retired members of paramilitary forces, persons with disabilities and minorities . 
  • Selection of Beneficiaries: Three-step verification such as through Socio-Economic Caste Census 2011, Gram Sabha and Geo-tagging. 
  • Cost Sharing: The Centre and the States share expenditure in the ratio of 60:40 in case of plain areas and 90:10 in case of North-Eastern States, two Himalayan States and the Union Territory of Jammu & Kashmir . 
    • In case of other Union Territories including Union Territory of Ladakh, the Centre bears 100% of the cost. 
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