Chief Minister's Ladli Behna Scheme | 19 Apr 2025

Why in News? 

The Madhya Pradesh Chief Minister announced that funds under the Ladli Behna Yojana will be transferred from Mandla district and disbursed regularly around the 15th of each month. 

Key Points 

  • About the Scheme: 
    • Objective: The main objective of Ladli Behna Yojana is  to economically empower the women of Madhya Pradesh . 
      • Under the Ladli Behna Yojana, so far Rs. 1553 crore has been transferred to the accounts of 1.27 crore women beneficiaries. 
    • With the state government increasing the amount to Rs. 3000 per month, more women will now be able to take advantage of this and improve their economic condition. 
    • Beginning: This scheme was launched by the state government in May 2023 and under this, married women between 21 and 60 years of age were initially given assistance of Rs 1000. Which was later increased to Rs 1250 per month.  
    • Ladli Behna Yojana is included among  the biggest DBT schemes of the state. 
    • Eligibility and Rules:  
      • The annual income of the woman's family should be less than Rs 2.5 lakh. 
      • No member of the family holds a government job . 
      • Apart from this, the family should not have more than 5 acres of land or tractor or four-wheeler.  

 Direct Benefit Transfer (DBT) Scheme 

  • Objective : The scheme is designed to aid faster flow of information and funds to the beneficiaries and to reduce fraud in the distribution system. 
  • Implementation : It was launched by the Government of India on January 1, 2013 as a mission to reform the government delivery system. 
    • The old version of the Public Financial Management System (PFMS) of the Accountant General's Office i.e. 'Central Plan Scheme Monitoring System' was chosen as a platform for direct benefit transfer. 
  • Components of DBT: The primary components for implementation of Direct Benefit Scheme include beneficiary account verification system; integrated, stable payment and settlement platform with RBI , NPCI , public and private sector banks, Regional Rural Banks and Co-operative Banks (viz. Core Banking Solution of banks, settlement systems of RBI and Aadhaar Payment System of NPCI etc.). 
  • Aadhaar not mandatory: Aadhaar is not mandatory in DBT schemes . Since Aadhaar provides unique identification and is useful in targeting the intended beneficiaries, Aadhaar is preferred and beneficiaries are encouraged to have Aadhaar.